Legal Disclaimer

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  GTAC Foundation is a service provided to members of GTAC Finance to help them improve their financial health through free credit repair services, financial recovery assistance, and financial education. While GTAC Finance focuses on financial literacy education through courses and workshops, GTAC Foundation offers hands-on support for those looking to address credit issues, manage debt, and enhance their overall financial standing.

  Becoming a member of GTAC Foundation is simple. All you need to do is enroll in GTAC Finance’s educational programs. As a GTAC Finance member, you automatically gain access to GTAC Foundation's free services, including credit repair, financial counseling, and workshops.

GTAC Foundation offers the following services free of charge to all GTAC Finance members:

Free credit repair: Including personalized action plans, working with credit bureaus, and removing inaccuracies.

Satisfaction Guarantee: If no significant improvement in your credit score after 6 months, we offer a $1,000 reward.

Debt negotiation and financial recovery: Help with creating a debt management plan and negotiating lower balances or better terms with creditors.

One-on-one financial counseling: Get personalized advice on budgeting, saving, and investing.

Financial literacy workshops: Access to free workshops and resources to improve your financial knowledge.

The Satisfaction Guarantee ensures that if you do not see significant improvement in your credit score or financial position after 6 months of using GTAC Foundation’s free credit repair services, you will receive a $1,000 monetary incentive as compensation.

After 6 months of working with us, if there’s no measurable improvement in your credit, we’ll provide the $1,000 incentive.

You’ll need to submit your credit report for verification. If we haven’t met our improvement benchmarks, we’ll issue the $1,000 directly to you.

  Significant improvement is based on measurable changes to your credit profile. This includes:

A substantial increase in your credit score (typically 50+ points depending on the initial score).

Removal of negative marks or inaccuracies from your credit report.

Improvement in credit utilization ratios and overall debt-to-income ratios.

If after 6 months, these improvements aren’t seen, you qualify for the $1,000 incentive.

  Credit repair is a gradual process, and the time it takes to see results can vary depending on the nature of the negative items on your credit report and how quickly creditors and bureaus respond. On average, members may begin seeing progress within 3-6 months. We work diligently with credit bureaus and creditors to ensure the fastest possible turnaround.

 No, all the services provided by GTAC Foundation to GTAC Finance members are completely free of charge. There are no hidden fees or costs. Our goal is to offer you real help without financial barriers.

  If after 6 months you have not seen significant improvement in your credit score or overall credit position, you are eligible to claim the $1,000 monetary incentive. Simply contact us at [support@gtacfoundation.org] with your credit report for verification, and we will process your payment.

Yes! While GTAC Foundation specializes in credit repair, we also offer financial counseling and support for other issues like student loans, mortgage concerns, and debt management. Our goal is to help you improve your financial situation holistically. We will work with you to create a personalized plan for tackling any other financial challenges you might face.

To claim the $1,000 incentive:

Contact us at [support@gtacfoundation.org] and let us know that you haven’t seen significant improvement in your credit after 6 months.

Submit your credit report showing the current status of your credit and any improvements made during the 6 months.

Verification: Our team will review your credit progress. If the measurable improvements criteria are not met, we will process your $1,000 payment.

The $1,000 will be issued to you via your original payment method or another agreed-upon method 

Absolutely! We are committed to working with you until we achieve positive results. Even if improvements are slow, we will continue offering free guidance and support for as long as it takes to reach your credit goals. We will continuously adjust your action plan as needed to help you get back on track. 

GTAC Finance focuses on providing financial literacy education, such as online courses that teach people how to manage their money, understand credit, and make informed financial decisions.

GTAC Foundation offers hands-on support, including credit repair, debt management assistance, and financial counseling, to help you apply what you’ve learned in the GTAC Finance courses to your own financial situation.