Frequently Asked Questions

No — the GTAC Foundation does not operate as a traditional credit repair company.The Foundation provides financial education, credit awareness, and guided support designed to help individuals understand their credit profile, financial obligations, and available pathways to improve their financial position over time.We focus on:

• Education and understanding
• Responsible financial behavior
• Consumer rights and best practices
• Long-term financial resilience

Any technical or administrative credit-related actions, when applicable, are handled by independent third-party service providers, not the Foundation itself.

No. The GTAC Foundation does not guarantee specific outcomes.Financial progress depends on many factors, including individual circumstances, income stability, existing obligations, and personal decision-making.What we do guarantee is:

• Access to accurate information
• Consistent guidance and support
• Ethical, transparent practices
• A structured process focused on long-term improvement

We believe in realistic expectations, not promises.

“Hands-on” means guidance, accountability, and education — not shortcuts.Hands-on support may include:

• One-on-one financial education sessions
• Personalized action planning
• Help understanding credit reports and obligations
• Ongoing check-ins and progress tracking
• Guidance on responsible next steps

We work with individuals — not for them — to build knowledge, confidence, and sustainable habits.

The GTAC Foundation is a nonprofit organization.Our services are provided at no cost because our mission is to:

• Expand access to financial education
• Reduce systemic barriers to economic stability
• Support individuals facing financial challenges

Funding for the Foundation comes from:

• Donations
• Grants
• Sponsorships
• Community partnerships

This allows us to focus on impact — not sales.

They are separate organizations with different roles.GTAC Foundation:

• Nonprofit, mission-driven organization
• Focuses on education, guidance, and community support
• Provides complimentary services
• Does not sell financial products

GTAC Finance:

• For-profit education and technology platform
• Provides tools, resources, and decision-support
• Operates independently from the Foundation

Each entity has its own governance, purpose, and operations, and they work alongside one another — not interchangeably.

The GTAC Foundation exists to serve individuals and families who want to improve their financial understanding and stability.This includes:

• People facing credit or financial challenges
• Individuals recovering from financial hardship
• First-time borrowers seeking education
• Those who want guidance without pressure or judgment
• Anyone committed to learning and making informed decisions

Our programs are designed for people who are ready to engage, learn, and take responsibility for their financial future — with support.